And at the end of this step-by-step tutorial, you can find our favorite free Excel templates (including the one I made for this article). In this how-to guide, you’ll learn exactly how to make a budget in Excel. The other reason is that if you already have the Microsoft Office Suite, then you already have Excel! That’s free access to a customizable budget that calculates your finances for you. With Excel, you get to decide which categories and subcategories you add, how you organize everything, etc.
Budgeting apps have gotten pretty good, but they still don’t give you the kind of flexibility and control you get with Excel. This how-to guide will take you from a blank spreadsheet to fully functional Excel budget in about an hour or less.Įxcel gives you the freedom to create a budget that fits your exact needs. And surprisingly, learning how to make a budget in Excel is incredibly easy. If we’re talking about personal finance tools, Excel is the real OG budgeting software.
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